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Dental Practice Insurance in Huntington and Long Island, NY

With nearly one million people employed and an industry revenue of over $125 billion in the United States, dentistry is a big business—but it's also a vulnerable one, because a single slip of the hand could cause damage that's not easily fixed. As a dentist, you're susceptible to issues like leaks of patient information, forgetting to properly update the patient's medical history, failing to adhere to standards of care when you're rushed, and failure to detect diseases when they first occur.

Dental practice insurance can help protect your practice from the high costs of malpractice suits and regulatory fines. In addition to the basic coverage that every dentist should have, consider the following and whether or not you might need extra coverage:

  • Do you substitute for other Dentists? Most policies only cover one dentist at one location. If you perform work outside your normal office, you'll need to be sure your policy covers you at that location.
  • Have you incorporated? Many dental practices incorporate after several years of operation, but don't realize they need to be insured using a corporate malpractice policy. If a lawsuit occurs, these practices often have no coverage when they thought they had enough, leaving them to pay all costs out of their own pocket.
  • Do you perform high risk procedures? Some elements of dentistry—such as implants—are considered riskier than normal operations and require correspondingly higher coverage.

Dental Equipment Coverage

Equipment is the heart of the modern dental industry—and we know how expensive your tools and diagnostic machines can be. Equipment coverage provides an added layer of protection in case the supplies you've purchased fail or do not live up to the claims of the manufacturer.

New products enter the market on a regular basis, so consider talking to one of our agents whenever you purchase something you haven't used before. We'll help perform a risk assessment and determine whether or not you need additional coverage before you start using the equipment on patients.

Commercial Property Insurance

Commercial property policies are one of the most important elements of dental practice insurance. Falling trees, fires, and water damage are all potential threats to the place you work, and any of these could quickly destroy tens of thousands of dollars in equipment. Whether you're facing a minor interruption or a major loss, making sure your property is insured is of critical importance to any business owner, so call Garbe Associates today to discuss covering your dental practice.

 

1. "Dentists in the US: Market Research Report." Dentists in the US Market Research. Accessed April 11, 2016. http://www.ibisworld.com/industry/default.aspx?indid=1557.

2. Abel, Martin G., DDS. "The Real Cost of Dentistry." Dental Economics. Accessed April 11, 2016. http://www.dentaleconomics.com/articles/print/volume-96/issue-9/features/the-real-cost-of-dentistry.html.

Our Locations

1. Huntington Station Office

876 East Jericho Tpke
Huntington Station, NY 11746
Main office: 631-693-4671
Fax: 631-427-6293

2. Auburn Office

201 Genesee St
Auburn, NY 13021
Main office: 315-683-4183
Fax: 315-252-7313

3. Mt. Sinai Office

655 Rt. 25A
Mount Sinai, NY 11766
Main office: 631-693-6265
Fax: 631-427-6293

Our Providers

Testimonials

Great people to work with! I've found the customer service at this agency to be outstanding. Very helpful with quick response times back. Definitely recommend them!

Mark313
Highly recommend! This is the best insurance agency that I've ever been with. They will go above and beyond to get you the best rates. Tara is the best, very professional, polite, super friendly, and really knows her stuff. I recommend them to everyone.

LauraAC
You really get the personal touch when you work with Garbe Associates LLC. Especially with Tara Willette, she is the BEST always knows the answers to your inquiries, and if she doesn't gets right back to you with an answer.. Thank you for the great service...

JonnyBBB
I have been with Nationwide for well over two decades. I have worked with the same agent, and then the agents successor. I mainly deal with the staff personnel who have always been helpful to me. Assisted me in procuring the best rates possible. The best reference is the length of time with the same carrier, and people.

Ron342
Garbe Associates is definitely a very welcoming group of people and they are easy to work with. The agents are all very knowledgeable about the questions I ask and are very helpful. I have also received a great rate!

Carmin