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Professional Liability in Huntington and Long Island, NY

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Garbe Associates, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Garbe Associates recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Garbe Associates today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

1. Huntington Station Office

876 East Jericho Tpke
Huntington Station, NY 11746
Main office: 631-693-4671
Fax: 631-427-6293

2. Auburn Office

201 Genesee St
Auburn, NY 13021
Main office: 315-683-4183
Fax: 315-252-7313

3. Mt. Sinai Office

655 Rt. 25A
Mount Sinai, NY 11766
Main office: 631-693-6265
Fax: 631-427-6293

Our Providers

Testimonials

Great people to work with! I've found the customer service at this agency to be outstanding. Very helpful with quick response times back. Definitely recommend them!

Mark313
Highly recommend! This is the best insurance agency that I've ever been with. They will go above and beyond to get you the best rates. Tara is the best, very professional, polite, super friendly, and really knows her stuff. I recommend them to everyone.

LauraAC
You really get the personal touch when you work with Garbe Associates LLC. Especially with Tara Willette, she is the BEST always knows the answers to your inquiries, and if she doesn't gets right back to you with an answer.. Thank you for the great service...

JonnyBBB
I have been with Nationwide for well over two decades. I have worked with the same agent, and then the agents successor. I mainly deal with the staff personnel who have always been helpful to me. Assisted me in procuring the best rates possible. The best reference is the length of time with the same carrier, and people.

Ron342
Garbe Associates is definitely a very welcoming group of people and they are easy to work with. The agents are all very knowledgeable about the questions I ask and are very helpful. I have also received a great rate!

Carmin